5 Steps to Take Before Filing Bankruptcy

You are struggling financially. Perhaps you’ve just divorced and the strain of setting up a solo household has run up your credit card debt. Perhaps you are unemployed or under-employed. Perhaps you have had a major illness or injury and you have been hit with unreimbursed medical bills. Whatever reason … Continue reading

Careful! Banks Can Freeze Your Accounts in Bankruptcy

What you need to know about a bank’s right of offset before you file a bankruptcy petition. Normally, when someone files Chapter 7 bankruptcy, all of the funds left in their personal accounts can be protected by bankruptcy exemptions. This is a function of bankruptcy protection, which is meant to … Continue reading